Live Baccarat | The Definitive Strategy Guide

Live Baccarat

If you want to play a casino game that is both entertaining and exciting, live baccarat is a great option. This game has a low barrier to entry, but high skill ceilings. If you want to learn how to play live baccarat like a pro, this book has you covered with all the information you’ll need.

Lodibet Live Baccarat: The Basics Explained

Fans of gambling establishments are likely familiar with Live Baccarat. It’s a straightforward casino game where newcomers have an equal chance of winning whether they bet on the player or the bank. Even so, you should familiarize yourself with the rules of baccarat and the potential rewards and losses associated with this casino staple.

Lodibet _ Live Baccarat_ The Basics Explained

Understanding the rules of baccarat is the first step toward becoming a better player. To do this successfully, players should learn the rules of baccarat so they can determine if they have been dealt a good hand.

The Basic Live Baccarat Rules 

The Basic Baccarat Rules

In Baccarat, you wager on which hand you think will come closest to 9 points. Both the Player and the Banker receive two hands at the start of each round. Bets can be placed on either hand’s outcome or on a tie. The best hand wins, but different hands are played according to different rules.

A point value is assigned to each card in Baccarat. Values printed on the backs of cards 10 and face cards are ignored. All aces score one point. If the total value of your cards is more than 9, use the second digit of that number. 

The standard baccarat guidelines are as follows:

  • The dealer requests a baccarat bet: Live Baccarat players bet on the player, banker, tie, or side bets.
  • Players and bankers get their cards: The dealer and player get two-card hands, known as a coup).
  • Both sides show their cards: The dealer and the player’s hands are shown after betting. Naturals prevail when one hand totals 8 or 9. If no hand is natural, the closest hand wins.
  • Draw a third card: Hands may get a third card under specific scenarios. If their initial hands are under 6, the player and banker get a third card. Banker third card rules differ from player third card rules.
  • The dealer announces and distributes the prize: After drawing all cards, including a third card, the dealer declares the winning hand and side bets.

Understanding Card Values and Points in Live Baccarat

Understanding Card Values and Points in Baccarat

Find out how much money you can make by adding up the card values. The total of the dealer’s and the player’s two cards is added. The value of a four-six hand is zero. To simplify calculations when dealing with numbers in the double digits, the first digit is ignored and only the second is considered; for example, 10 = 0. This is why the value of a 10 or a face card is zero. Learning card values and arithmetic is a prerequisite for playing baccarat.

Card Values

  • Aces = 1
  • 2-9=Face value
  • 10s, Jacks, Queens, and Kings = 0.

The Live Baccarat Table

Midi Baccarat, Online Baccarat, Mini Baccarat, and Full-Size Baccarat are just some of the variants available. Each variant employs a unique scoring system and table format. Let’s examine each variant separately.

Midi Baccarat

Midi baccarat is played on a significantly scaled-down table. It is played with eight decks of cards and is typically found in high-limit areas of brick-and-mortar casinos.

Online Baccarat

When you play baccarat online, you’ll use a digital shoe to shuffle the cards and use a digital table. This version is widely played because it requires no special equipment to play and can be accessed from any computer with an internet connection.

Mini Baccarat

The main difference between mini baccarat and midi baccarat is the table size and number of players involved. This six-deck card game is popular in low-stakes sections of brick-and-mortar casinos.

Full-Size Baccarat

The high-stakes areas of brick-and-mortar casinos frequently house full-size baccarat tables. There’s room for up to 14 players and eight decks of cards.

Types of Bets in Live Baccarat

Types of Bets in Live Baccarat

Bets on the outcome of a live baccarat game can be made in a few different ways. The player bet, the banker bet, the tie bet, and the side bets are the four main types of wagers in live baccarat. Here are some distinguishing features of each category:

Player Bet

A player bet is a wager on the player’s own winning hand. It’s a wager on whether or not the player’s hand total will be higher than the banker’s. The payout is 1 to 1, and the house edge is 1.24 percent.

Banker Bet

Betting on the banker’s hand to win is known as a banker bet. The banker has an edge over the player, so betting on the banker can pay off. It pays out at 1:1 but has a lower house edge (1.06%) than a player bet.

Tie Bet

A tie bet is placed when both the player and the banker have identical hands. The payout is 8:1, but the house edge is a whopping 14.36%.

Side Bets

Side bets are extra wagers placed on the results of individual play segments. Live baccarat offers a number of popular side bets, including pairs, dragon bonus, and super six.

Payouts for Each Bet Type

In live baccarat, the following payouts apply to the various bets that can be placed:

  • Player bet: 1:1
  • Banker bet: 1:1 (minus a 5% commission)
  • Tie bet: 8:1
  • Side bets: Varies depending on the specific bet

The House Edge

In live baccarat, the house edge changes depending on the wager. There is a 1.24% house edge on player bets and a 1.06% house edge on banker bets. The house edge on a tie bet is a whopping 14.36%.

Basic Strategies for Live Baccarat

Basic Strategies for Live Baccarat

Players in a live baccarat game have a few options for improving their odds of winning. Listed below are some fundamental methods:

Betting on the Banker

In live baccarat, betting on the banker is a common tactic. Reason being, the banker bet has a marginal edge over the player bet. Keep in mind that there is a 5% commission on banker bets.

Betting on the Player

One of the most common betting strategies in live baccarat is wagering on the player. There is no house edge premium on the banker bet, but there is a 5% vig on the player bet. Bettors who back this player have a better chance of coming out ahead.

The Martingale System

The Martingale system is widely used in baccarat and other casino games. The Martingale system’s central tenet is that players should double their wagers after any losing streak. If your initial wager is lost, you must increase your second wager by a factor of two. In the event of a second loss, the wager is increased by 100% for the following round. The hope is that you’ll win a round and be able to make up for your previous losses.

The Martingale system can be risky, so keep that in mind. To keep doubling your bets after each loss, you need a sizable bankroll. In addition, there is always the possibility that you will exceed the maximum bet allowed at the table.

Live Baccarat Gameplay

Live Baccarat Gameplay

Live baccarat is a thrilling, low-stakes card game. Here’s a quick rundown of the game’s fundamentals:

  • Bets are made at the beginning of the game on either the banker, the player, or a tie.
  • The dealer then gives the banker and the player each two cards.
  • The banker or player wins the round if their card value is 8 or 9. One would have a “natural victory” in this case.
  • It is possible to deal a third card by the following guidelines if neither the banker nor the player has a natural win.
  • The player is dealt a third card if their current hand total is 5 or less.
  • If the player chooses to stand, the banker will take a hit if their total is 5 or lower.
  • If the player gets a hit, the banker must act according to these guidelines:
  • With a total of 2 or less, the banker is dealt a third card.
  • Unless the player’s third card is an 8, the banker is dealt a third card if their total is 3.
  • If the player’s third card is between 2 and 7, and the banker’s total is 4, the player receives a third card for the banker.
  • If the player’s third card is between 4 and 7, and the banker’s total is 5, the player is dealt a third card.
  • If the player’s third card is a 6, the banker gets a third card, and vice versa if the player’s third card is a 7.
  • Winner is determined by highest totaling hand. If the player’s total and the banker’s total are the same, the game ends in a tie.


In baccarat, there is no such thing as a “best” strategy. Bets on the banker have a slight edge over player bets and thus are preferred by many players.

Different baccarat strategies are employed by different players. The Martingale system is a common tactic that entails doubling your wager after each loss and reverting to your initial wager following a win.

In baccarat, the banker’s hand has a statistically significant advantage. There is a statistical advantage for the banker’s hand over the players. Betting on the banker’s hand, however, typically incurs a commission fee of around 5%. Therefore, you should think about it carefully before placing your wager.

As a result of the rules of baccarat, the bank typically comes out on top. The banker’s hand in baccarat is played according to established guidelines that take into account the player’s hand. If the player’s hand is a 0–5 and the banker’s hand is a 0–5, for instance, the player must draw another card. If the player’s card total is 6 or 7, the banker is required to take a stand.


Players can make more educated wagers if they have a firm grasp on the various wagering options available to them, as well as their associated payouts and house edges. Win more often by using tried-and-true systems like the Martingale and Paroli. The outcome of each hand in baccarat, however, is largely determined by luck, as the game is one of chance. With the right strategy and a little luck, live baccarat, available on Lodibet, can be a thrilling and lucrative gambling experience.